01 Cost visibility
See the costs.
Separate claims, administration and insurance charges to understand where your benefits dollars go.
Prepared for Avalon Holographics
Avalon builds technology for decisions that matter. With around 100 employees across multiple locations, your benefits funding deserves the same clear-eyed attention.
An initial analysis can establish whether Maximum Benefit ASO offers Avalon a financial advantage.
Explore an initial analysisMaximum Benefit ASO
01 Cost visibility
Separate claims, administration and insurance charges to understand where your benefits dollars go.
02 Cash-flow control
Pay for claims as they occur, with no upfront claims float required by Maximum Benefit.
03 Value from actual claims
When claims are lower than expected, the difference stays with your organization. Actual savings depend on total plan costs.
With Administrative Services Only (ASO), the employer funds health and dental claims, plus administration and applicable insurance charges. Benefits such as life insurance and long-term disability remain insured.
Protection, considered upfront
Stop-loss insurance covers eligible health claims above a selected annual per-person threshold, subject to policy terms. Ordinary claims still fluctuate; this is not a cap on total annual plan spending.
Our analysis would examine the claims history, cash-flow exposure and protection needed to assess whether this approach fits Avalon.